Medicare is a federal health insurance program primarily for individuals aged 65 and older, but it also covers some younger individuals with disabilities. It consists of different parts that cover various services. Part A covers hospital stays, skilled nursing facilities, hospice, and some home health care. Part B covers outpatient care, doctor visits, and preventive services. Part C (Medicare Advantage) is a private plan that includes both A and B, and often includes Part D, which covers prescription drugs. It's important to understand how these parts work together to ensure you have the coverage you need. As one member noted, “Navigating Medicare can be tricky, but understanding the basics helps you make informed choices.”